Our Platform

Powering independent financial advice firms across the UK

We provide everything needed to start, run and grow a modern independent financial advice business

The foundation for robust, compliant financial services

Regulatory infrastructure

The foundation for robust, compliant financial services

Rimbal provides regulatory infrastructure to support wealth, mortgage and protection services, account information services for Open Banking, and captive insurance.

We manage regulatory authorisation, reporting and communication, professional indemnity insurance, risk and compliance, and more. This provides a strong foundation that enables firms on our platform to focus on their clients and building their businesses.

Rimbal Systems Limited is a registered Account Information Services Provider authorised & regulated by the Financial Conduct Authority FRN 925341.

Rimbal Insurance Services PCC Limited is authorised and regulated by the Guernsey Financial Services Commission with reference 2706928.

ValidPath Limited is authorised and regulated by the Financial Conduct Authority under FRN 197107.

ValidPath Financial Limited is authorised and regulated by the Financial Conduct Authority under FRN 836465.

Proprietary technology, data and AI infrastructure

The technology behind scalable, independent financial advice

Rimbal builds and operates the full-stack technology and data infrastructure to support adviser-led, hybrid, digital and agentic independent advice propositions.

Application layer

Systems-agnostic architecture enables first-party and third-party applications to run over a single source of truth and intelligence layer.

Intelligence layer

Engine able to augment and automate the advice and compliance process to support advisers, and adviser and client applications.

Network layer

The essential functionality to support multi-tenant/multi-regulatory propositions and systems-agnostic architecture.

Data layer

Manages all raw, canonical and AI-grade data, captured, cleansed and produced across firm, adviser and client domains.

Centralised adviser systems, AI and tooling suite

The 'best-of-market' software to support the advice process

We work with leading technology and AI vendors to offer a suite of systems, applications and AI tooling to support CRM, research, cashflow, suitability and other advice functions. Our systems-agnostic approach enables us to provide and support the 'best-of-market' solutions for firms and advisers to maximise flexibility and reduce cost.

The broadest ecosystem of product providers in the UK

Financial product provider agency ecosystem

The broadest ecosystem of product providers in the UK

Rimbal has agency, commercial and data agreements with over 600 financial product providers and platforms; the largest provider agency ecosystem in the UK. The provider ecosystem underpins 100% authentic independent advice that is provider and platform agnostic and enables firms to support their clients in their best interest.

Business, compliance and advice-related services

The essential business services for firms to operate and thrive

Rimbal provides a wide range of services and support to help financial advice firms to operate, deliver best-practice client service, and build their business.

Back-office services

Regulatory-related services including agency, banking, reconciliation, reporting, support and supervision.

Adviser services

On-demand including paraplanning, administration, training, competency and investment services.

Compliance services

Advice and compliance framework, guidance, process, monitoring and supervision services.

Business services

Business support services including business development, marketing, recruitment, monetisation and M&A.

Accelerating growth via capital, mergers and acquisitions

Succession, growth and M&A programme

Accelerating growth via capital, mergers and acquisitions

Rimbal Capital provides access to financing, investment and transaction services to support the acquisition of client-books and businesses, growth investment for liquidity or transformation, and the implementation of succession plans. We support the entire process from feasibility and valuation to due diligence, transaction, financing, and ongoing deal administration.

Supporting incremental growth from value-added client services

Client monetisation and direct client services

Supporting incremental growth from value-added client services

Rimbal has a captive client-base of over 150,000 retail clients with identified upsell, cross-sell, referral, and lead generation opportunities that can benefit firms and clients. Through centralised, adviser-led and direct-to-consumer channels, we take a structured approach to identifying and unlocking that value to support positive client outcomes, and incremental revenue and margin expansion opportunities.