Financial Advice Technology Infrastructure

The technology behind scalable, independent financial advice

We build and operate the technology & intelligent infrastructure to enable independent financial advice firms to deliver better client outcomes. The opportunity is much larger than more efficiency. It is building a new operating standard where the advice process becomes faster, smarter, more automated and far more scalable.

The complete technology infrastructure to power advice

We build and operate the full-stack technology and data infrastructure to support adviser-led, hybrid, digital and agentic independent advice propositions.

Applications

Systems-agnostic architecture enables first-and-third-party applications to run over source of truth and intelligence layer.

Intelligence

Engine to augment and automate the advice and compliance process to support advisers, and adviser & client applications.

Network Control Plane

The essential functionality to support multi-tenant/multi-regulatory propositions and systems-agnostic architecture.

Data Infrastructure

Manages all raw, canonical and AI-grade data, captured, cleansed and produced across firm, adviser and client domains.

Applications

The application layer is where the technology meets the people who use it. First-party tools, client-facing experiences and third-party systems operate as interchangeable applications over a single source of truth, each reading from and writing to the same foundation rather than holding a separate copy of the record. With intelligence and data provided to support them, applications can remain user-focused, be developed independently, and be tailored to each firm or use-case.

Adviser workspace

Supports the full advice journey: fact-find, research, suitability assessment, recommendation and report generation in one flow.

Dynamic UI

Firms shape the interface to their own proposition and brand without forking the underlying application.

Client experience

Portfolio summary, secure information exchange, e-signature and status visibility, feeding the same record the adviser works from.

Open APIs & SDK

Third-party and partner applications build and run as first-class citizens rather than integrating from the outside.

Intelligence layer

Client circumstances change, markets move, and external events continually reshape what might be suitable or optimal. The intelligence engine maintains a complete view of that picture and anticipates and reacts to how it changes, so that the appropriate course-of-action is understood and can be implemented by an adviser or agent.

Continuous suitability

Evaluates a recommendation as it forms and keeps testing it as circumstances change, so suitability is evaluated and can be managed in real-time.

Next best action

Reads across a client’s full picture to surface unmet needs, determine what comparable clients hold or should hold, and presents opportunity or solution.

Signal understanding

Interprets every input, not just documents: captured conversations, call audio, alongside external events such as fund, provider and government announcements, mapped automatically to the clients they affect.

Emerging risk detection

Watches the whole book for drift and exposure as it develops, rather than discovering it in a review after the fact.

Network control plane

Supporting multiple regulatory propositions with a systems-agnostic architecture requires compliance, regulatory, revenue reconciliation, and communications to be supported via a proprietary and scalable network OS. The network layer is a multi-tenant system that enables multiple propositions to be supported from a single control plane.

Compliance oversight

Monitor advice quality and compliance across every firm on the platform from one vantage point.

Revenue reconciliation

Receive and reconcile statements and payments across the platform at firm, adviser and client level, correctly and on time.

Regulatory management

Manages permissions, authorisations and reporting obligations centrally, so each firm operates within its remit.

Communications

Issues and coordinates regulatory updates, guidance and notices centrally, reaching the relevant firms, advisers and clients.

Data infrastructure

The data layer treats every datum as carrying its own state from the moment of capture, advancing it through raw, canonical and AI-grade forms across the firm, adviser and client domains. Provenance, validation status and context travel with each value rather than in a separate record. This fidelity is the foundation on which the platform depends: compliance can real-time, and processes automated safely, when data carries proof of its own soundness.

Multi-source ingestion

Captures data from documents, forms, feeds and communications across the firm, adviser and client domains.

Validation at capture

Checks information against its source as it enters the record, rather than re-verifying it later.

Canonical client record

Consolidates fragmented information into a single, reconciled source of truth per client.

Provenance and lineage

Carries the origin, validation state and history of every value alongside the value itself.

The operating system for independent financial advice

The technology behind scalable, independent financial advice

The complete technology infrastructure to power advice

Applications

Intelligence layer

Network control plane

Data infrastructure

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